{"id":5498,"date":"2020-06-30T22:51:31","date_gmt":"2020-06-30T22:51:31","guid":{"rendered":"https:\/\/cometinsure.com\/blog\/?p=5498"},"modified":"2020-10-19T11:59:14","modified_gmt":"2020-10-19T11:59:14","slug":"benefits-of-buying-personal-accident-insurance","status":"publish","type":"post","link":"https:\/\/cometinsure.com\/blog\/benefits-of-buying-personal-accident-insurance\/","title":{"rendered":"Benefits of Buying Personal Accident Insurance"},"content":{"rendered":"<div  class=\"tatsu-ggau0nu5jl1r4aa8 tatsu-section  tatsu-bg-overlay   tatsu-clearfix\" data-title=\"\"  data-headerscheme=\"background--dark\"><div class='tatsu-section-pad clearfix' data-padding='{\"d\":\"15px 0px 15px 0px\"}' data-padding-top='15px'><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-ggau0nu5tzehhx2n\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-bg-overlay tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-ggau0nu63l6ab2m8\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-text-block-wrap tatsu-ggau0nu6cn5r1cm5  \"><div class=\"tatsu-text-inner tatsu-align-center  clearfix\" ><style>.tatsu-ggau0nu6cn5r1cm5.tatsu-text-block-wrap .tatsu-text-inner{width: 100%;text-align: left;color: rgba(0,0,0,1) ;}.tatsu-ggau0nu6cn5r1cm5 .tatsu-text-inner *{color: rgba(0,0,0,1) ;}<\/style>\n<p><span style=\"font-weight: 400;\">No one wants to get into an accident willingly however; the harsh reality that we must accept is <\/span><span style=\"font-weight: 400;\">that it can happen to anyone at any time. If such a situation does arise, which it could due to the <\/span><span style=\"font-weight: 400;\">rising number of vehicles in Pakistan it is always good to be prepared. Hence in such a time what comes to your rescue is your personal accident insurance policy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are several reasons as to why you should buy a personal accident insurance policy.<\/span><\/p>\n<p><b>Death Benefit:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">In this case, in case the insurer\u2019s life is lost the accident insurance provides full compensation <\/span><span style=\"font-weight: 400;\">to the nominee. The nominee could be their parent, spouse, sibling, or child and this sum <\/span><span style=\"font-weight: 400;\">provided to the nominee could be beneficial to them to move on ahead with their lives.<\/span><\/p>\n<p><b>Disability Benefits:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Any bodily injury due to which you cannot work, such as losing your eyes or any other sensory <\/span><span style=\"font-weight: 400;\">organs is 100% insured and compensated for. If part of these is damaged, then there are various compensations for these included in the <a href=\"https:\/\/cometinsure.com\/pk\/personal-accident-insurance\">personal accident insurance policy<\/a>.<\/span><\/p>\n<p><b>Add on to Health and Motor Insurance:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Insurers should add personal accident coverage in accident insurance. Health insurance acquired does not cover accidents and hence it is vital to include personal accident coverage and car insurance in order to be able to cover for such instances.<\/span><\/p>\n<p><b>Cost-Effective Policy:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Often the premiums of personal accident insurance policies are low and easily affordable. It <\/span><span style=\"font-weight: 400;\">often depends on the accident insurance plan bought which either then offers a low or high <\/span><span style=\"font-weight: 400;\">premium. For example, if an individual has bought a plan worth a million rupees then it is also <\/span><span style=\"font-weight: 400;\">possible for the yearly premium to be Rupees 1000 per year or even less. It all varies according <\/span><span style=\"font-weight: 400;\">to the plan.<\/span><\/p>\n<p><b>Extra Benefits:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Another benefit that is derived through a personal accident insurance policy is that of extra <\/span><span style=\"font-weight: 400;\">benefits. They often cover the additional benefits including the cost of the ambulances, OPDs, and accidental hospitalization. Another important aspect of this policy is that it has lifetime <\/span><span style=\"font-weight: 400;\">renewability proving to be even more useful.<\/span><\/p>\n<p><b>Family Security:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Accident insurance protects the families in most cases making them feel secure. They receive <\/span><span style=\"font-weight: 400;\">compensation which helps in case of a loss of income. Hence it gives the family financial <\/span><span style=\"font-weight: 400;\">security and stability.<\/span><\/p>\n<p><b>Child Education Benefit:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">In the situation that the insurer dies some personal accident insurance policies cover the cost of <\/span><span style=\"font-weight: 400;\">their child\u2019s education under their plans. They are liable to pay this amount for the dependent <\/span><span style=\"font-weight: 400;\">children and need to take care of it accordingly.<\/span><\/p>\n<p><b>Easy Claim Settlement:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Personal accident insurance has a very simple, easy, and hassle-free claim settlement. Only the <\/span><span style=\"font-weight: 400;\">details and information is required and the process is started as soon as possible without further <\/span><span style=\"font-weight: 400;\">ado.<\/span><\/p>\n<p><b>No Medical Test and Hassle-Free Documentation:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">These policies do not require you to take medical tests and provide a large amount of <\/span><span style=\"font-weight: 400;\">documentation as a prerequisite. You fill in the form and make the payment online and voila! <\/span><span style=\"font-weight: 400;\">You are ready with your accident insurance.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><div class=\"tatsu-overlay tatsu-column-overlay tatsu-animate-none\" ><\/div><\/div><style>.tatsu-row > .tatsu-ggau0nu63l6ab2m8.tatsu-column{width: 100%;}.tatsu-ggau0nu63l6ab2m8.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: normal;}.tatsu-ggau0nu63l6ab2m8 > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-ggau0nu63l6ab2m8 > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-ggau0nu63l6ab2m8 > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-ggau0nu63l6ab2m8 > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}<\/style><\/div><\/div><\/div><\/div><div class=\"tatsu-section-background-wrap\"><div class = \"tatsu-section-background tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><div class=\"tatsu-overlay tatsu-section-overlay\"><\/div><style>.tatsu-ggau0nu5jl1r4aa8 .tatsu-section-pad{padding: 15px 0px 15px 0px;}.tatsu-ggau0nu5jl1r4aa8 > .tatsu-bottom-divider{z-index: 9999;}.tatsu-ggau0nu5jl1r4aa8 > .tatsu-top-divider{z-index: 9999;}.tatsu-ggau0nu5jl1r4aa8 .tatsu-section-overlay{mix-blend-mode: normal;}<\/style><\/div>\n","protected":false},"excerpt":{"rendered":"<div><a href=\"https:\/\/cometinsure.com\/blog\/benefits-of-buying-personal-accident-insurance\/\" class=\"exp-read-more exp-read-more-underlined\">Read More<\/a><\/div>\n","protected":false},"author":4,"featured_media":5500,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,56],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Benefits of Buying Personal Accident Insurance | Cometinsure<\/title>\n<meta name=\"description\" content=\"No one wants to get into an accident however; it can happen to anyone at any time. 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