{"id":6319,"date":"2022-02-23T23:32:49","date_gmt":"2022-02-23T23:32:49","guid":{"rendered":"http:\/\/cometinsure.com\/blog\/?p=6319"},"modified":"2022-02-23T23:35:08","modified_gmt":"2022-02-23T23:35:08","slug":"best-credit-card-in-pakistan","status":"publish","type":"post","link":"https:\/\/cometinsure.com\/blog\/best-credit-card-in-pakistan\/","title":{"rendered":"Best Credit Card in Pakistan"},"content":{"rendered":"<div  class=\"tatsu-gzo943dx0erqafp tatsu-section  tatsu-bg-overlay   tatsu-clearfix\" data-title=\"\"  data-headerscheme=\"background--dark\"><div class='tatsu-section-pad clearfix' data-padding='{\"d\":\"15px 0px 15px 0px\"}' data-padding-top='15px'><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-gzo943dx1s7crb02\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-bg-overlay tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-gzo943dx303h6txy\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-text-block-wrap tatsu-gzo943dx45ckafyw  \"><div class=\"tatsu-text-inner tatsu-align-center  clearfix\" ><style>.tatsu-gzo943dx45ckafyw.tatsu-text-block-wrap .tatsu-text-inner{width: 100%;text-align: left;color: rgba(0,0,0,1) ;}.tatsu-gzo943dx45ckafyw .tatsu-text-inner *{color: rgba(0,0,0,1) ;}<\/style>\n<p>Pakistan&#8217;s banking sector has exhibited considerable evolution in the last two decades. From performing core banking activities to becoming the largest consumer financing sector, banks have a long list of products not just for businesses but individuals as well. Nearly all conventional banks in Pakistan offer credit cards with different features to consumers. Some however have performed exceptionally well due to their widespread acceptance. Among so many options how does one decide which is the best credit card in Pakistan? Let us look at the features which are common and feature that are outstanding when it comes to credit cards.<\/p>\n<h2 style=\"text-align: left;\"><strong>HBL Credit Cards<\/strong><\/h2>\n<p>Nearly all banks offer credit cards with different limits, features, discounts, and rewards. One of the banks which has increased the competition in the credit card market is HBL. They are offering several types of credit cards such as HBL fuel saver credit card (Green &amp; Gold), Green Credit Card, Gold Credit Card, and Platinum Credit Card. The added features, countless discounts, and benefits make HBL one of the\u00a0<strong>best banks for a credit card in Pakistan.<\/strong><\/p>\n<h2 style=\"text-align: left;\"><strong>HBL Green fuel Card<\/strong><\/h2>\n<ul>\n<li>The credit limit is Rs.150, 000. Among the same limit credit cards of other banks, HBL green fuel credit card is the\u00a0<strong>best credit card in Pakistan.<\/strong><\/li>\n<li>3 % cashback<\/li>\n<li>Save up to Rs.3600 Annually<\/li>\n<li>\u00a0Annual fee of Rs.3000<\/li>\n<li>\u00a0Minimum payment 5 % of outstanding.<\/li>\n<li>The interest-Free Period is 51 days.<\/li>\n<li>The monthly mark-up is approximately 3.25 %.<\/li>\n<li>This is one of the\u00a0<strong>cheapest credit cards in Pakistan.<\/strong><\/li>\n<\/ul>\n<h2 style=\"text-align: left;\"><strong>HBL Gold fuel Card<\/strong><\/h2>\n<ul>\n<li>The credit limit is Rs.500, 000.<\/li>\n<li>\u00a05 % cashback on your fuel expenditure.<\/li>\n<li>Annual saving of Rs.6000.<\/li>\n<li>Annual fee of Rs.6000.<\/li>\n<\/ul>\n<h2 style=\"text-align: left;\"><strong>HBL Green Card<\/strong><\/h2>\n<ul>\n<li>The credit limit is Rs. 150,000<\/li>\n<li>Annual fee of Rs.3000, reversible subject to spending 10,000 within 60 days of credit statement.<\/li>\n<li>Insurance plan discounts<\/li>\n<li>CIP lounge facilities at several airports.<\/li>\n<li>10-15 % discount on dining &amp; bakeries.<\/li>\n<li>Up to 20 % discount in laboratories, pharmacies, and hospitals.<\/li>\n<li>Up to 30 % discount on items such as jewellery, clothing, sports goods, home decor, cosmetics, etc.<\/li>\n<li>One reward point for every 25 Rs of local transactions, 3-times on foreign transactions.<\/li>\n<\/ul>\n<h2 style=\"text-align: left;\"><strong>HBL Gold Card<\/strong><\/h2>\n<ul>\n<li>The credit limit is Rs.500, 000.<\/li>\n<li>Annual fee of Rs.6000, reversible subject to spending 25,000 within 60 days of credit statement.<\/li>\n<li>Insurance plan discounts<\/li>\n<li>CIP lounge facilities at several airports.<\/li>\n<li>10-15 % discount on dining &amp; bakeries.<\/li>\n<li>Up to 20 % discount in laboratories, pharmacies, and hospitals.<\/li>\n<li>Up to 30 % discount on items such as jewellery, clothing, sports goods, home decor, cosmetics, etc.<\/li>\n<li>Up to 35 % discount in Avari Hotels.<\/li>\n<li>One reward point for every 25 Rs of local transactions, 3-times on foreign transactions.<\/li>\n<li>The above features make the HBL gold credit card the\u00a0<strong>best credit card in Pakistan<\/strong>\u00a0among the gold category.<\/li>\n<\/ul>\n<h2 style=\"text-align: left;\"><strong>HBL Platinum Card<\/strong><\/h2>\n<ul>\n<li>Top of the line credit card with a limit of Rs.2,000,000<\/li>\n<li>Annual fee of Rs.12000, reversible subject to spending 50,000 within 60 days of credit statement.<\/li>\n<li>Insurance plan discounts<\/li>\n<li>CIP lounge facilities at several national &amp; international airports.<\/li>\n<li>20-25 % discount on dining &amp; bakeries.<\/li>\n<li>Up to 20 % discount in laboratories, pharmacies, and hospitals.<\/li>\n<li>Up to 30 % discount on items such as jewellery, clothing, sports goods, home decor, cosmetics, etc.<\/li>\n<li>Up to 35 % discount at international &amp; domestic hotels<\/li>\n<li>One reward point for every 25 Rs of local transactions, 5-times on foreign transactions.<\/li>\n<\/ul>\n<h2 style=\"text-align: left;\"><strong>Common Features of all HBL Credit Cards<\/strong><\/h2>\n<ul>\n<li>Interest-free period of 51 days<\/li>\n<li>Balance Transfer facility at a rate of 2 %<\/li>\n<li>easy instalment plan available<\/li>\n<li>Monthly Mark-up rate 3.25 %<\/li>\n<li>Cash advance 39 %<\/li>\n<li>Minimum Monthly payment 5 %<\/li>\n<li>Foreign transaction fee 3 %<\/li>\n<\/ul>\n<h3><strong>Conclusion<\/strong><\/h3>\n<p>HBL is offering countless benefits on nearly all its credit cards. These include discounts on dining, restaurants, bakeries, pharmacies, hospitals, hotels, travelling, appliances, cosmetics, and entertainment. The reward point accumulation of HBL credit cards is also rapid, you can redeem your points for a long list of gifts. The CIP lounge facilities being offered on high-end credit cards allow you to enjoy VIP services at national &amp; international airports. The gold and platinum card offer you discounts in world-class hotels, both national and international. All these features together make HBL one of the best banks for credit cards in Pakistan.<\/p>\n<\/div><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><div class=\"tatsu-overlay tatsu-column-overlay tatsu-animate-none\" ><\/div><\/div><style>.tatsu-row > .tatsu-gzo943dx303h6txy.tatsu-column{width: 100%;}.tatsu-gzo943dx303h6txy.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: normal;}.tatsu-gzo943dx303h6txy > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-gzo943dx303h6txy > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-gzo943dx303h6txy > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-gzo943dx303h6txy > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}<\/style><\/div><\/div><\/div><\/div><div class=\"tatsu-section-background-wrap\"><div class = \"tatsu-section-background tatsu-bg-lazyload\" data-src = \"\"><\/div><\/div><div class=\"tatsu-overlay tatsu-section-overlay\"><\/div><style>.tatsu-gzo943dx0erqafp .tatsu-section-pad{padding: 15px 0px 15px 0px;}.tatsu-gzo943dx0erqafp > .tatsu-bottom-divider{z-index: 9999;}.tatsu-gzo943dx0erqafp > .tatsu-top-divider{z-index: 9999;}.tatsu-gzo943dx0erqafp .tatsu-section-overlay{mix-blend-mode: normal;}<\/style><\/div>\n","protected":false},"excerpt":{"rendered":"<div><a href=\"https:\/\/cometinsure.com\/blog\/best-credit-card-in-pakistan\/\" class=\"exp-read-more exp-read-more-underlined\">Read More<\/a><\/div>\n","protected":false},"author":7,"featured_media":6320,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[61],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Click to read more about which is the best credit card in Pakistan<\/title>\n<meta name=\"description\" content=\"There are numerous banks offering credit cards but how do you know which is the best bank for a credit card in Pakistan? 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