Bike Insurance

Usually extensive proposal forms, supporting documents and survey are required in order to get policy issued by an insurance agent. Comet has made life easy by shrinking the requirements and bringing all insurance in one place and ensuring adequate coverage is available.
You can buy insurance in the following 3 steps;
Step 1 - Fill only 5 easy fields with bike details
Step 2 - Evaluate the comparison or seek our insurance expert’s assistance
Step 3 - Make payment to buy Insurance coverage (Insurer’s surveyor might visit depending on insurer you chose)

Claims are processed and settled by insurance company. However, we understand Bike claims has always been a bitter experience for the insureds. To ensure fair treatment with customers, Comet acts on your behalf and assist in claims process until the settlement is received by our customers (if engaged from Claims Support section on the website). Comet has also made insurance claims process easy and less time consuming for it’s customers.
As soon as you become aware of the incident that could be valid claim, take the following immediate action;
Claims Process

• Notify your insurer immediately by means specified on the policy. You can also notify Comet by any of the following ways;
  • Call our 24/7 Customer Service Centre on 0334-26638-21
  • Chat with our Customer Service Centre
  • Register claim on Claims Support section
  • Send us an email on customerservice@cometinsure.com
• Our Customer Service Centre assists in completion of claim form.
• Our representative will accompany insurer’s appointed surveyor to conduct survey.
• We get your claim settled by insurer.

Claim Advice

• Do not admit liability in case third party is involved.
• Do not leave the bike unattended at any time.
• Do not repair or make any changes to the condition of bike unless inspected by the insurer’s surveyor.

• Wear & tear
• Depreciation
• Consequential loss
• Mechanical & electrical breakdown
• Damage to batteries and tyres is covered up to 50% of the replacement value, unless the bike is declared total loss under the terms of policy.

Make sure you always read full policy wording attached to your policy. You can always seek assistance of Comet’s insurance experts.