Insurance is something that everyone needs for a safe life and Adamjee Insurance Company is Pakistan’s largest Insurance company with its name in the list of the stock market of Pakistan. It is working since 1960 and making their customers satisfied. Adamjee Insurance tries to deliver services to their customers in the best possible way. They are running a successful company in the growing world of Insurance, with a wide range of customizable plans. Adamjee is maintaining its reputation in the market due to the professional services it provides to its customer. The company is also having an edge due to the regional presence in the Arab Emirates. No matter what century it is or what will be the future Insurance is something that everyone needs and this is the aim of Adamjee to provide insurance to every individual with the quality services.
The company provides the following products for the consumers:
- Engineering insurance
- Fire & property insurance
- Health insurance
- Marine insurance
- Motor insurance
- Travel insurance
- Agriculture insurance
- Miscellaneous insurance
- Financial lines insurance
- Liability lines insurance
- Personal accident insurance
Engineering Insurance: Includes the policies like Machinery Insurance, Electronic equipment Insurance, Boiler and pressure vessel insurance, Contractor’s all risk insurance and Erection all risk insurance with coverage from factors like Fire, Lightning, Explosion, Flood, Inundation, Windstorm, Earthquake, Theft, burglary, Negligence, Short-circuit and Testing. With exclusions of some factors including War or like operations, terrorism, riot, strike, civil commotion, nuclear reaction, radioactive contamination, cessation of work, wear and tear, defective material/workmanship/design, electrical or mechanical breakdown, negligence, consequential loss.
Fire and Property Insurance: It is a policy that provides coverage to the building damages due to Fire, Lightning and Explosion (due to domestic boiler only) and provides additional covers like Riot and Strike, Malicious Damage, Explosion, Atmospheric Disturbance, Earthquake, Fire & Shock, Aircraft Damage, Impact Damage, Burglary and Housebreaking, Electrical Clause “B”, Removal of Debris and Loss of Rent with exclusions like
- Theft
- Burglary House Breaking
- Willful Act
- Gross negligence
- Loss to bullion
- Documents
- Currency
- Loss of earnings
- Business Interruption
- Losses arising out of War and Warlike situations
- Terrorism,
- Civil Commotion,
- Popular / Military Rising
- Insurrection
- Nuclear Fission/ Biological
- Spontaneous Combustion
- Loss or damage to the property of the public authority
Some additional products are also available such as
- Property All Risks
- Comprehensive Machinery Insurance
- Consequential Loss due to Fire
- Terrorism
- Hotel Owner’s All Risk Insurance
- Home Insurance
- Shop Owner’s Comprehensive Insurance
Health insurance: Adamjee make sure that you get proper health care by providing you with the coverage from and Hospitalization Benefit, Major Medical Benefit, Maternity Coverage, Out Patient Coverage and additional benefits like Terrorism Cover if insured is injured in terrorism attack, International Cover, Complimentary Accidental Coverage.
Marine Insurance: Marine insurance provides cover for damages to vessel or goods in the vessels and also have different policies like
- Marine Hull and Machinery Insurance
- Marine Cargo Insurance
- Marine Umbrella Liability Insurance
With benefits and coverages as Perils of the seas, rivers, lakes or navigable waters, fire and explosion, violent theft, bursting of boilers, breakage of shafts, carriers by air, warehouse depot operators, ship agents, brokers and the services related to shipping transportation.
Motor Insurance: Adamjee provides many different types of coverages for the consumers of Motor Insurance such as personal coverage and third-party liability.
Crop and Livestock Insurance: For crop and Livestock Insurance Adamjee provides cover for damages due to floods and bank loans frauds along with other factors like death coverage of cattle because of natural causes, disease, injury, or accident and many more. Adamjee gives complete guidance to its customers regarding the policies they offer. And also gives the facility to customize the policy according to need.
Miscellaneous Insurance: Adamjee provides the wide range of miscellaneous products like
- Group Health Insurance
- Personal Accident Insurance
- Bankers Blanket Bond
- Plastic Card Insurance
- Public Liability Insurance
- Professional Indemnity Insurance
- Event Insurance
- Workmen’s Compensation
- Employers Liability Insurance
- Aviation Hull and Liability Insurance
With all these Adamjee Insurance Company Limited provides a wide range of policies and features and in association and partnership with Comet, it makes its customers more comfortable by giving them the facility of finding everything under one roof. The partnership of Comet and Adamjee can offer a lot to their customers as both are best in their work and are dedicated to their aim with professional serving skills.