Car insurance is the insurance plan that fulfils the needs of most people. The idea of owning car insurance is a big yes. But, people don’t feel that they need car insurance until they are in an accident. Now the question is that why buy car insurance? And the answer is because Car insurance bears the costs of all damages that may occur to your vehicle, so buying it is to your benefit.
Once you buy car insurance, you get coverage on these incidents.
Different types of car insurance coverage in Pakistan are.
Comprehensive Car Insurance is the most suitable for any driver. Its main goal is to cover the primary driver, vehicle, and damages to the third party involved in an accident. Comprehensive car insurance, as the name suggests, covers everything. Comprehensive car insurance provides you cover for all aspects, be it accidents, fire, theft, flood, riot, or third party liability
Third-party car insurance covers damage to others as a result of an accident that’s your fault. It is not responsible for damage to your car. Nor does it cover theft of your vehicle. The insurance will pay for the damaged vehicle, property, and passenger/driver of the Third-party. It is the lowest level of cover, protecting you against damage caused by you or one of your passengers to others.
Essential points to view:
Collision car insurance covers the damage to your vehicle from another car, collision with an object such as a fence, and single-car rollover accidents. One should keep in mind that weather conditions or natural disasters are not part of Pakistan’s collision car insurance coverage.
Aspects not covered in Collision car insurance:
Collision insurance typically won’t cover:
Coverages such as collision, comprehensive, property liability, and bodily injury liability can help cover the costs of expensive claims if an accident happens. Protect Yourself and Others. The right car insurance quotes can help protect you, your family members, your passengers, and other drivers.
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